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RBI NBFC Disclosures

As a responsible and regulated Non-Banking Financial Company (NBFC), GRD Finance complies with all disclosure requirements as mandated by the Reserve Bank of India (RBI). These disclosures are made available to ensure transparency and confidence among our customers, stakeholders, and regulatory bodies.

1. Company Information

Registered Name: GRD Finance Pvt. Ltd.
Corporate Identification Number (CIN): [Insert CIN]
Registered Office: 4E/1 Park Plaza, Park Street, Kolkata
RBI Registration No: B-05.05049
Website: https://grdfinance.com

2. Business Activities

GRD Finance is engaged in providing diversified financial services, including but not limited to:

3. RBI Regulatory Compliance

GRD Finance operates in compliance with all applicable RBI regulations, including:

4. Fair Practices Code

In accordance with RBI guidelines, GRD Finance follows a Fair Practices Code to ensure:

5. Customer Grievance Redressal

GRD Finance maintains an effective grievance redressal mechanism. If you have queries or complaints, you may contact:

Email: info@grd.finance
Phone: +91-9147759581
Address: 4E/1 Park Plaza, Park Street, Kolkata

If a grievance is not resolved within 30 days, customers may approach the RBI Integrated Ombudsman Scheme through the RBI portal.

6. Anti-Money Laundering (AML) & KYC Policy

GRD Finance adheres strictly to RBI’s KYC and AML requirements. We collect necessary customer information and documentation to verify identity and protect against fraud, money laundering, and financing of unlawful activities.

7. Privacy & Data Protection

We protect customer data in accordance with applicable laws and industry best practices. Our Privacy Policy and Data Retention Policy describe how your personal and financial information is stored, used, and protected.

8. Interest Rates & Charges

GRD Finance discloses clear details of interest rates, processing fees, prepayment charges, late payment fees, and any other applicable charges before loan sanction. These are provided in the loan sanctions terms and repayment schedule, as well as on the official website.

9. Disclosure Update & Access

All RBI NBFC disclosures are reviewed periodically and updated to reflect changes in regulatory requirements. Unless otherwise stated, the latest version of this disclosure is available at all times on our official website.

If you need a printed copy of any disclosure document, please contact our customer support team.